What is a Personal Loan?

A personal loan is an unsecured loan that can be availed from Banks or NBFCs to manage various financial needs— such as emergencies, education, weddings, or travel—without pledging any collateral. With attractive interest rates starting from just 10.25%, your credit score and income play a key role in determining your eligibility.

Personal Loan

Instant Funds for Every Need

From medical expenses to vacations, Fingro Finserv Pvt. Ltd. offers fast and secure personal loans to match your goals. No collateral. No stress. Just quick, transparent, and reliable service with flexible repayment options.

No Collateral Required
100% unsecured loan with minimal documentation.
Quick Approval & Disbursal
Funds disbursed within 24–48 hours.
Flexible Amounts & Tenures
Choose repayment terms that suit your lifestyle.
Minimal Paperwork
Simple online application process.
Calculate Your Loan

Documents Required

  • Aadhaar / PAN Card
  • Salary slips / Income proof
  • Address Proof
  • Bank statements (3–6 months)

Eligibility Criteria

  • Indian resident aged 21–60 years
  • Self-employed with regular income
  • Minimum monthly income ₹15,000+
  • Good credit score (650+ preferred)

Monthly EMI

Loan Interest Calculator

Loan Amount

100000

Loan Year

5
Years

Loan Months

120
Months

Interest Rate

10
%

How Much You Need

Monthly EMI1,309.91

Total Interest57,188.72

Total Amount Payable157,188.72

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